Originación · Slice 1
Cotizador comparativo
Compara arrendamiento financiero vs. puro. El cálculo es del core (futFinancingInfo / futAmortize / funCAT) — aquí, vista previa.
Parámetros
Asesor de cotización
Sugiere el producto y plazo óptimo por perfil del cliente.
Cuota más bajaARRF
Arrendamiento Financiero
ARRF · 28.5% anual
Renta mensual (con IVA)
$19,743
- Monto financiado
- $432,000
- Enganche
- $108,000
- Valor residual
- $54,000
- CAT
- 34.6%
- Total a pagar
- $872,748
- Cierre
- Compra / Financiamiento
Arrendamiento Puro
ARRP · 31% anual
Renta mensual (con IVA)
$21,548
- Monto financiado
- $432,000
- Enganche
- $108,000
- Valor residual
- —
- CAT
- 37.6%
- Total a pagar
- $883,728
- Cierre
- Devolución
Tabla de amortización
futAmortize · modo FLS (renta + IVA, enganche, residual a VP)
| # | Fecha | Saldo inicial | Interés | Capital | IVA | Renta | Saldo final |
|---|---|---|---|---|---|---|---|
| 1 | 05 jul 2026 | $432,000 | $10,260 | $6,760 | $2,723 | $19,743 | $425,240 |
| 2 | 05 ago 2026 | $425,240 | $10,099 | $6,921 | $2,723 | $19,743 | $418,319 |
| 3 | 05 sep 2026 | $418,319 | $9,935 | $7,085 | $2,723 | $19,743 | $411,234 |
| 4 | 05 oct 2026 | $411,234 | $9,767 | $7,253 | $2,723 | $19,743 | $403,981 |
| 5 | 05 nov 2026 | $403,981 | $9,595 | $7,425 | $2,723 | $19,743 | $396,556 |
| 6 | 05 dic 2026 | $396,556 | $9,418 | $7,602 | $2,723 | $19,743 | $388,954 |
| 7 | 05 ene 2027 | $388,954 | $9,238 | $7,782 | $2,723 | $19,743 | $381,172 |
| 8 | 05 feb 2027 | $381,172 | $9,053 | $7,967 | $2,723 | $19,743 | $373,205 |
| 9 | 05 mar 2027 | $373,205 | $8,864 | $8,156 | $2,723 | $19,743 | $365,049 |
| 10 | 05 abr 2027 | $365,049 | $8,670 | $8,350 | $2,723 | $19,743 | $356,699 |
| 11 | 05 may 2027 | $356,699 | $8,472 | $8,548 | $2,723 | $19,743 | $348,151 |
| 12 | 05 jun 2027 | $348,151 | $8,269 | $8,751 | $2,723 | $19,743 | $339,400 |
| 13 | 05 jul 2027 | $339,400 | $8,061 | $8,959 | $2,723 | $19,743 | $330,441 |
| 14 | 05 ago 2027 | $330,441 | $7,848 | $9,172 | $2,723 | $19,743 | $321,269 |
| 15 | 05 sep 2027 | $321,269 | $7,630 | $9,390 | $2,723 | $19,743 | $311,879 |
| 16 | 05 oct 2027 | $311,879 | $7,407 | $9,613 | $2,723 | $19,743 | $302,266 |
| 17 | 05 nov 2027 | $302,266 | $7,179 | $9,841 | $2,723 | $19,743 | $292,425 |
| 18 | 05 dic 2027 | $292,425 | $6,945 | $10,075 | $2,723 | $19,743 | $282,350 |
| 19 | 05 ene 2028 | $282,350 | $6,706 | $10,314 | $2,723 | $19,743 | $272,036 |
| 20 | 05 feb 2028 | $272,036 | $6,461 | $10,559 | $2,723 | $19,743 | $261,477 |
| 21 | 05 mar 2028 | $261,477 | $6,210 | $10,810 | $2,723 | $19,743 | $250,667 |
| 22 | 05 abr 2028 | $250,667 | $5,953 | $11,067 | $2,723 | $19,743 | $239,600 |
| 23 | 05 may 2028 | $239,600 | $5,691 | $11,329 | $2,723 | $19,743 | $228,271 |
| 24 | 05 jun 2028 | $228,271 | $5,421 | $11,599 | $2,723 | $19,743 | $216,672 |
| 25 | 05 jul 2028 | $216,672 | $5,146 | $11,874 | $2,723 | $19,743 | $204,798 |
| 26 | 05 ago 2028 | $204,798 | $4,864 | $12,156 | $2,723 | $19,743 | $192,642 |
| 27 | 05 sep 2028 | $192,642 | $4,575 | $12,445 | $2,723 | $19,743 | $180,197 |
| 28 | 05 oct 2028 | $180,197 | $4,280 | $12,740 | $2,723 | $19,743 | $167,457 |
| 29 | 05 nov 2028 | $167,457 | $3,977 | $13,043 | $2,723 | $19,743 | $154,414 |
| 30 | 05 dic 2028 | $154,414 | $3,667 | $13,353 | $2,723 | $19,743 | $141,061 |
| 31 | 05 ene 2029 | $141,061 | $3,350 | $13,670 | $2,723 | $19,743 | $127,391 |
| 32 | 05 feb 2029 | $127,391 | $3,026 | $13,994 | $2,723 | $19,743 | $113,397 |
| 33 | 05 mar 2029 | $113,397 | $2,693 | $14,327 | $2,723 | $19,743 | $99,070 |
| 34 | 05 abr 2029 | $99,070 | $2,353 | $14,667 | $2,723 | $19,743 | $84,403 |
| 35 | 05 may 2029 | $84,403 | $2,005 | $15,015 | $2,723 | $19,743 | $69,388 |
| 36 | 05 jun 2029 | $69,388 | $1,648 | $15,388 | $2,723 | $19,743 | $54,000 |